Young Married Life

8 Posts tagged with the time_and_money tag
4

Is Everybody Happy?

Posted by John_Thomas Feb 10, 2010

 

I love asking this question when my two older children are cleaning their rooms. "Not funny, Daddy," come the groans. I love it.

 

Happiness is a tricky thing, isn't it? For several years, it was our goal in marriage. Alfie and I passionately pursued what most of us pursue in marriage, in all of life, really: our happiness! We reasoned that if spending time together made each of us happy, which it did, then why not do it for life?!

 

Turns out that life is not a perpetual weekend visit. It won't surprise you that there came a time, and quickly, when my happiness and her happiness were at odds. Still happens quite a bit actually. What then? I'll tell you what we did, we simply tried to convince the other that his/her definition was unreasonable and that our personal definition was brilliant. You can imagine Dr. Phil asking, "And how's that workin' for ya?"

 

Does it surprise you that we needed a few post-marital counseling sessions? It sure surprised us. We were Christians!

 

Somewhere along the way we made a discovery that will seem simple to you, but it revolutionized our marriage: Individual happiness is not a big enough cause to sustain a healthy marriage.

 

I know you're saying "duh," but really, that is a huge marriage revelation. We had given mental ascent to that truth, but the reality of it was a bit of a shocker.

 

If our final cause in marriage is individual, personal happiness, we are in for big trouble.

 

The problem started before our marriage, though. Marriage was merely the catalyst that brought it to the forefront. Alfie and I never would have thought we were so into our personal happiness as single people. It was such a part of our existence, we hardly noticed it. We noticed it in everyone else, of course, but not in us.

 

Once our vision for our marriage became bigger than the two of us as individuals, we began to feel the plane slowly lift off the runway. When we finally zeroed in on the vision of marriage being a catalyst to our loving and knowing and becoming more like Christ, we started to fly. When holiness became our target (HT: Gary Thomas), guess what? Happiness started hanging around too. That whole horse-in-front-of-the-cart thing.

 

So what about you? Have you experienced the frustration of individual "happiness" as a final cause for marriage?

212 Views 4 Comments Permalink Tags: communication_spouse, marriage_expectations, expectations, time_and_money
1

Where Your Money Goes

Posted by Motte_Brown Feb 3, 2010

 

Logging your take home pay and tracking your spending is one of the most financially healthy exercises you can undertake. There's something peaceful about knowing how much money you have, where it goes and living within your means.

 

My wife and I have a pretty simple budget philosophy. We keep the receipts for every purchase we make during the month and input the totals as quickly as we can so we don't forget.

 

Here's what our speadsheet of expenses looks like:

 

  • Tithe
  • Offering
  • Mortgage
  • Insurance-Life/Car
  • Power/Utility
  • Phone/Internet
  • Groceries
  • Savings
  • Fuel
  • Medical needs
  • Home needs
  • Auto needs
  • Clothes
  • Eating out
  • Entertainment
  • Misc./Gifts

 

The top half expenses are usually set amounts; the bottom half are a bit more flexible. So there's wiggle room if I need more for fuel or the power bill or a benevolence gift. After the month is up, total expenses usually equals net income (there are occasions when dipping into savings are necessary).

 

Another healthy benefit from keeping a budget is that your receipts reveal what you value most. To my shame, I'm constantly amazed at how quickly I run out of money for clothes, eating out and entertainment.

209 Views 1 Comments Permalink Tags: stewardship, money, budget, time_and_money
0

 

"Unsubscribe."

 

That's the link I've been looking for on a lot of the emails coming my way over the past few days.

 

Every January I like to start the year with a fresh slate. As part of that process I re-evaluate my commitments to see if what sounded like a good idea at the time is still something worth doing.

 

It includes thinking about what I'm committed to at work and also what I've taken on outside of work in the form of projects and freelance opportunities. It also leads me to look at my routine with fresh eyes--to review the way I spend my mornings, evenings and weekends.

 

This year is the first year, however, that I thought to look again at my email box. It's amazing how much clutter can accumulate in an email box. Things I signed up for quite a while ago keep rolling in and wanting my time and attention. Things I don't remember ever wanting keep showing up and adding unncessary clutter.

 

It's felt great to take a few extra seconds lately and, instead of debating if I should give an email some of my time and attention, to just go ahead and decide to unsubscribe. My inbox is getting less and less cluttered and one more area of my life seems a little simpler.

 

The payoff for de-cluttering inboxes, calendars and our routines is that it earns us more time and attention for what matters most in life -- God, the work He's called us to do and the relationships He's given us. The more my wife and I take on de-cluttering projects like this, the more time and attention we have available for kingdom work each other and our kids.

 

Where could you de-clutter in order to make this a more meaningful year?

160 Views 0 Comments Permalink Tags: stewardship, relationship, schedule, clutter, time_and_money, email, simplify
0

 

Sadly, many of the resolutions you made just a week ago may already be teetering: I'll get in shape, I'll be a better wife, I'll learn to love my in-laws, I'll grow in my faith, I'll learn to be a great cook, we'll get out of debt. On and on the aspirations fly, only to vaporize days later when they prove to be too difficult to achieve.

 

The beginning of the year, that blank slate of 2010 is too clean not to want to do some things differently than last year. Having a teachable spirit and the desire for growth and development are critical components to a Christ-follower and to a healthy marriage. But great expectations aren't enough to bring about true change. Here are some thoughts to help you make those aspirations translate into true change:

 

  • Set goals that apply to actions, not results. As noble as it might sound, becoming a more devoted Christian is not a good goal. Neither is the goal of losing 25 pounds. When you set goals that are measured by results, you will get discouraged when you can't measure those results (what does it mean to be a more devoted Christian?) or when the results are not there (I actually gained a pound today!). Better, choose goals that are measure by actions like "I will make an effort to say something positive to my husband every morning" or "I will walk for 30 minutes four days a week." If you commit to the right actions, the results will eventually follow.

 

  • Set realistic goals. True change is almost imperceptible. Show me someone who has completely changed his spending habits or her time on facebook in three days, and I will show you someone who will relapse within a few weeks. As John Trent wrote in "The 2-Degree Difference" a small change is more likely to stick and shift momentum in your life than some monumental, unrealistic goal.

 

  • Remember that some things are so important, they are worth doing poorly. Maybe you are not at the point in life where you can commit to an hour of prayer and study a day. So, commit to 10 minutes. Maybe you don't yet know how to be a great wife or husband. Work towards being a better one. If you are an all-or-nothing person like I am, it may be tough for you to strive toward something you know you can't do perfectly. Push past that rationalization. When you fall off the wagon, don't abandon the goal. Imperfect progress is far better than no progress at all.

 

By the time people reach their 40s and 50s, many have given up the idea of growth and change because they've failed so many times at their attempts to be a better ______ (you fill in the blank). Yet Proverbs teaches that the primary difference between a wise person and a fool is the ability to learn and grow. Lay the foundation for that teachable spirit in you heart and marriage now -- in 2010.

341 Views 0 Comments Permalink Tags: stewardship, time_and_money, resolution, new_years_resolutions
1

Clearing Decks

Posted by Suzanne_Gosselin Dec 30, 2009

 

New years always make me want to simplify my life.

 

As a newlywed (since September), my guest room, garage, car, kitchen and closets are currently a disaster. [The picture depicts what happens when I actually clean—I learn that I have much more chapstick and dental floss than I need!] The main thing I want to do right now is spend quality time with my husband. However, there comes a time when you have to take care of other things. And Steve Watters brings this out in his article "Clear Decks." He talks about how one of his college professors, Dr. Hubert Morken, used the term "clear the decks" as a metaphor for good time management. Watters writes:

 

During a recent visit I asked him where he got that phrase. "It's an ancient term that told sailors to get ready for action," he explained. When the captain told them to clear the decks, they would stow their hammocks, put away any tables, chairs or other loose items and make sure there was nothing cluttering the deck. He made the connection to the need to clear out any clutter in his personal life that might keep him from being ready for action.

 

It was something that C.S. Lewis said that challenged him to apply "clear decks" to his use of time. "Lewis encourages us to do an inventory of our time. He says there are things we have to do — like working a job or parenting kids, things we ought to do like exercise or care for the needy and things we want to do like read or explore a hobby. The problem however, is that when we look closely it's astonishing how much we do that doesn't fit any of those categories." This motivated Dr. Morken to attack wasted time — to keep his decks clear for important things.

 

Attack wasted time. That's the main thing I need to do in the new year. Why is important to clutter-proof your life and be intentional with your time? Stewardship. If your time is filled with useless activity and a fog of things needing to get done, you will most likely miss opportunities for real service that God has for you. Watters concludes:

 

As you think about your own life, look for every opportunity to get rid of clutter — and perhaps even big, important things that have become obstacles — in order to be available for action and opportunity in God's kingdom. Whatever it is that might be holding you back, be willing to trust God's commands as the captain of your ship. You never know what adventures are ahead when he calls out to you, "Clear the decks!"

 

That's a worthy goal for the new year.

266 Views 1 Comments Permalink Tags: stewardship, time_management, time_and_money
3

Is "Regifting" Necessary?

Posted by Motte_Brown Dec 11, 2009

 

Unloading that Precious Moments figurine you got last Christmas by re-giving it to a more ... ahem ... "Precious Moments" person is something that's gaining acceptance in this economy. There's even a book about how to do it properly. From The Washington Post:

 

Given the state of the economy and your bank account, buying gifts for certain friends and family may not be possible this holiday season.

 

But no need to worry if that is your situation. Surely you have nice but unused gifts stashed around your home. If so, pull them out to do what in the past might have been unthinkable -- regift.

 

More Americans this year are planning on regifting or passing on a gift they received from someone else, according to a Consumer Reports survey on holiday shopping. The poll found that 36 percent of U.S. adults said they would recycle a gift, compared with 31 percent last year and 24 percent in 2007.

 

For regifting, it appears the cliche "It's the thought that counts" has been replaced by "One person's junk is another person's treasure."

 

What about you? Are you planning to regift this year?

382 Views 3 Comments Permalink Tags: finances, christmas, time_and_money, regifting
11

 

What's the difference between Christians and canoes? Canoes tip.

 

Anyone who's ever waited tables at some point in their lives usually ends up being a good tipper. The same is true for me. I have no trouble leaving generous tips because I know too well the low hourly wage of waitstaff. I actually enjoy big tipping. Other Christians, however, seem to have trouble letting go of the extra dollar or two that would make for a decent gratuity.

 

ThinkChristian blog has a good read on Christians and tipping, responding to a hyperbolic (but true) statement about legendary Christian cheapskatedness.

 

I recently encountered [a] blog post by Christian psychologist Richard Beck. He writes, provocatively, "The single most damaging phenomenon to the witness of Christianity in America today is the collective behavior of the Sunday morning lunch crowd. Never has a more well-dressed, entitled, dismissive, haughty or cheap collection of Christians been seen on the face of the earth." He admits that he exaggerates, but I agree with him that he has a point.

 

Though I’ve never been a restaurant server, I’ve seen this complaint before: the after-church crowd are rude, demanding and stingy. Ever since I heard about this, I’ve become more conscious of the way I treat service workers. My sense of Sabbath makes me feel a little guilty about eating out on Sundays at all, but I’ll admit I do it anyway, sometimes in large groups. These large group, split the check situations are notorious for tipping problems, it’s complicated math, you think maybe somebody else will make up for you if you short the bill a little.

 

I'll bet if you listen closely, you can hear the whisper of a collective groan every Sunday afternoon rising from restaurants across America saying, "the after-church crowd." So before you head off to the Golden Corral remember the Golden Rule: "Do to others what you would have them do to you." And as for tipping, I won't go into Scripture on this subject. There really isn't any. It's just that God is so generous to us. And that makes me want to be generous too.

574 Views 11 Comments Permalink Tags: stewardship, food, time_and_money, christian_tipping
0

Has the economic crisis given you pause about how you steward time and money? Has it given you a new appreciation for what you have that has (to your surprise) replaced the desire for more? Russell D. Moore hopes so. Because love of money is what he believes is "one of the roots of the familial crisis all around us."

 

In his Touchstone article "Love, Sex & Mammon," Dr. Moore hopes the economic crisis will cause the church to reconsider her priorities. He writes,

 

Too many of our churches, too many of us, have made peace with the sexual revolution and the familial chaos left in its wake precisely because we made peace, long before, with the love of money. We wish to live with the same standard of living as the culture around us (there is no sin in that), but we are willing to get there by any means necessary.

 

These "means" include Christians driving their teenage daughters to the nearest city to get an abortion so they can have a "normal" life, pastors preaching against the sin of homosexuality but ignoring divorce for fear of losing members and their tithes, and the way we blather on about marital communication but never consider whether day care is good for children. Regarding this last means, Dr. Moore concludes,

 

It's because pastors know that couples would reply that they could never afford to live on the provision of the husband alone. And they're almost always right -- if living means living in neighborhoods in which they now live with the technologies they now have. Why do we never ask whether it might be better to live in a one-bedroom apartment or a trailer park than to outsource the rearing of one's children? It's because the American way of life seems so normal to us that such things do not even seem to be options at all.

 

Nobody knows what's going to happen with the economy. And I don't know of anyone who hopes we'll go into a depression so the church will "turn away from momentary satisfaction." But economic adjustments can be healthy when combined with a dose of self-examination. It has certainly changed my perspective. Has it affected yours?

354 Views 0 Comments Permalink Tags: family, stewardship, children, recession, finances, daycare, time_and_money